Early access

Your points, spent the smartest way.

Every other app tells you which card to swipe. Perkaholic tells you when to redeem, when to pay cash, and how to get the most out of every point.

Join early — we're just getting started

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The problem

Americans leave $6 billion in credit card rewards on the table every year.

Source: CFPB, 2023

$41B

earned in rewards (2022)

$6B

never redeemed

70%

of cardholders have unused rewards

How it works

Ask one question. Get one answer.

Should I use points for my $600 flight to LA?

Pay cash. Your Chase UR points are worth 2.1¢ each right now — save them for the Hyatt transfer next month.

$120 groceries today

Amex Gold → 4x = ~$4.80 back. Also puts you 62% toward your signup bonus.

Hotel in Paris next June, $840

Transfer 42k Chase UR to Hyatt, book 2 nights free. Saves $420.

Why Perkaholic

Built for the side of rewards nobody else solves.

Redemption engine

We don't just tell you which card to earn on. We tell you the smartest way to spend your points — flight vs. cash, transfer partners, portal value.

All your cards, one answer

Connect your cards once. Ask any question. Get one clear recommendation, not a dashboard to study.

AI-native from day one

Chat-first. No dashboards. No spreadsheets. Type the scenario, get the verdict.

Limited

First 500 on the waitlist get Perkaholic Pro for life.

$79 one-time instead of $59/year forever. Yours to lock in when we launch.

0 of 500 claimed0%

Built in public

Made by someone who lost too much to the wrong card.

I have [X] credit cards. I used the wrong one for years. When I finally did the math, I'd left thousands on the table. So I'm building Perkaholic — the app I wish existed.

— Founder·@yourhandle

FAQ